the modern guide...better lies

It was freezing last night, -5. As I left work I saw a tramp, not a homeless person , not a junkie, not a beggar but a tramp. I know he's a tramp because he does his tramping near where I live.
I recognise him.

I walk past him. He stands there, he looks so cold even with the hundred layers on. I stop and take all the money I have out of my pockets go back and give it to him. He's negotiating a cigarette from another passer by, he looks at me, says nothing.
What does he recognise?

I walk round the corner and the bus is there. I've no money. Need to go the bank get cash, will miss bus, weather has put the trains off, be another hour before I get home. Its freezing.

I get on the bus anyway, don't no why. "How much to the west end?" . "£1.60"

Put my hand in my pocket. I have exactly £1.60.